<rss version="2.0"><channel><title>Chapter7Attorneys Rss Feed</title><link>~/</link><description>Chapter7Attorneys Rss Feed</description><language>en-us</language><item><title>Nebraska Chapter 7 Debtor Can Not Discharge Unemployment Overpayment</title><description>Learn Why Nebraska Judge Rules Against Debtor</description><link>/blogdetails.aspx?id=b8a2ae41-be03-4023-b741-668393b641de</link><pubDate>Thu, 23 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=b8a2ae41-be03-4023-b741-668393b641de</guid></item><item><title>Chapter 7 Bankruptcy In Illinois: Court Allows Debtor To Protect Disability Policy</title><description>Learn Why Court Allows Debtor To Protect Disability Policy</description><link>/blogdetails.aspx?id=436d9fcf-6c53-4743-921c-33039a7b1325</link><pubDate>Wed, 22 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=436d9fcf-6c53-4743-921c-33039a7b1325</guid></item><item><title>Ohio Chapter 7 Bankruptcy Debtor Can Not Wipe Out Student Loan</title><description>Find Out Why Chapter 7 Debtor Can Not Discharge Student Loan. Debtor filed her Chapter 7  in Ohio  on March 29, 2010. </description><link>/blogdetails.aspx?id=e2ad126b-c795-43b9-82e1-63df2410a5f9</link><pubDate>Tue, 21 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=e2ad126b-c795-43b9-82e1-63df2410a5f9</guid></item><item><title>Wisconsin Chapter 7 Bankruptcy Debtor Can't Avoid Lien On Vehicle</title><description>Find Out Why Wisconsin Bankruptcy Court Rules Lien Is Not Avoided</description><link>/blogdetails.aspx?id=59069f86-c663-4ffb-bd30-8c36fafdbb4f</link><pubDate>Mon, 20 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=59069f86-c663-4ffb-bd30-8c36fafdbb4f</guid></item><item><title>Chapter 7 Bankruptcy Debtor Can Not Discharge Overpayment Of Unemployment Benefits</title><description>Find Out Why Bankruptcy Filer In Ohio Can't Discharge Unemployment Overpayment Benefits.</description><link>/blogdetails.aspx?id=bb7c758c-801c-4004-889a-976146f29902</link><pubDate>Sun, 19 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=bb7c758c-801c-4004-889a-976146f29902</guid></item><item><title>Chapter 7 Bankruptcy Debtor In Illinois Granted Discharge Despite Omissions In Petition</title><description>Find Out Why Illinois Chapter 7 Debtor Granted Discharge Despite Omissions In Petition</description><link>/blogdetails.aspx?id=39d18072-9c55-44ae-b225-789dbeca17fd</link><pubDate>Sat, 18 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=39d18072-9c55-44ae-b225-789dbeca17fd</guid></item><item><title>Chapter 7 Bankruptcy And The Marital Income Deduction</title><description>Find Out Why Ohio Chapter 7 Debtor Not Allowed To Exclude Husband's Income From Her Current Monthly Income</description><link>/blogdetails.aspx?id=7ed4f80d-9235-48ad-8c9f-e0f46eef738e</link><pubDate>Fri, 17 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=7ed4f80d-9235-48ad-8c9f-e0f46eef738e</guid></item><item><title>Chapter 7 Bankruptcy And Denial Of Discharge</title><description>Find Out Why Debtor Not Allowed To Discharge Debts. </description><link>/blogdetails.aspx?id=e50ce369-4192-453c-85c4-52aa169aebe0</link><pubDate>Thu, 16 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=e50ce369-4192-453c-85c4-52aa169aebe0</guid></item><item><title>Chapter 7 Debtor's Actions Are Not Wilful and Malicious</title><description>Find out why Court ruled Debtor did not violate 11 U.S.C. 523(a)(6)</description><link>/blogdetails.aspx?id=4c4663f2-024a-4b3a-a7cd-89fe3a0732fd</link><pubDate>Wed, 15 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=4c4663f2-024a-4b3a-a7cd-89fe3a0732fd</guid></item><item><title>Chapter 7 Bankruptcy And Student Loan Proceeds</title><description>Find Out Whether Your Student Loan Proceeds Are Protected If You File Bankruptcy</description><link>/blogdetails.aspx?id=38c7310c-f5c1-490e-853a-2988a9ea0159</link><pubDate>Tue, 14 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=38c7310c-f5c1-490e-853a-2988a9ea0159</guid></item><item><title>Chapter 13 Bankruptcy Debtor Discharges Money Borrowed Three Days Before Filing Bankruptcy</title><description>In the case of of Clarence Powell and Betty J. Powell filed in bankruptcy court for the Central District Of Illinois, Mrs. Powell borrowed money from I Need Cash, Inc. In this Chapter 13 bankruptcy case, Debtor borrowed $1,500.00 from I Need Cash, Inc. </description><link>/blogdetails.aspx?id=48af2b3d-1ef5-48b8-8ead-04824054ba64</link><pubDate>Mon, 13 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=48af2b3d-1ef5-48b8-8ead-04824054ba64</guid></item><item><title>Court Rules Chapter 7 Trustee Must Prove Actual Fraud In Order To Deny Debtor A Discharge</title><description>Constructive fraud is insufficient to deny Debtor a discharge pursuant to 11 U.S.C. 727(a)(2)(A) and 727(a)(4)(A). Debtor Richard Rudolph McGuire filed his Chapter 7 bankruptcy case in the Northern District of Illinois Eastern District Division. </description><link>/blogdetails.aspx?id=eb1b82a7-9661-4f07-b10c-73a0bdc043a4</link><pubDate>Sun, 12 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=eb1b82a7-9661-4f07-b10c-73a0bdc043a4</guid></item><item><title>Can You Claim You Deduct Cost Of Whole Life Insurance Policy On Form 22C As An Expense</title><description>This Wyoming bankruptcy court answered the question with a a loud and clear "No."</description><link>/blogdetails.aspx?id=073f060d-c0ac-4de4-b6a2-a07421153a29</link><pubDate>Sat, 11 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=073f060d-c0ac-4de4-b6a2-a07421153a29</guid></item><item><title>United States Trustee Fails In Effort To Revoke Discharge Of Debtor Who Forgot To List $5,000.00 In Cash On Schedule B</title><description>On April 24, 2009 Licia Henderson filed Chapter 7 bankruptcy in Wyoming. When her case was filed, she listed the amount of cash on hand as being "nominal." Her bankruptcy case was closed August 21, 2009. She had failed to disclose $5,000.00 in cash.</description><link>/blogdetails.aspx?id=53fc7e19-71cc-4d00-83d0-ede66810f47c</link><pubDate>Fri, 10 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=53fc7e19-71cc-4d00-83d0-ede66810f47c</guid></item><item><title>Can A Chapter 7 Debtor Claim A Homestead Exemption In Home They Do Not Live In</title><description>An Ohio bankruptcy court said no to Debtors based upon the particular facts of their case.</description><link>/blogdetails.aspx?id=a1946b51-00d8-486d-a3b9-e6e4c1c07319</link><pubDate>Thu, 09 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=a1946b51-00d8-486d-a3b9-e6e4c1c07319</guid></item><item><title>Do You Have To Have Equity In A Residence To Avoid A Judicial Lien</title><description>At least under one current decision you do not have to have equity in property to avoid a judicial lien.</description><link>/blogdetails.aspx?id=fad39c11-e453-46d8-b953-708e99662873</link><pubDate>Wed, 08 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=fad39c11-e453-46d8-b953-708e99662873</guid></item><item><title>Can Life Insurance Proceeds Inherited After Chapter 7 Bankruptcy Is Filed Be Protected From Chapter 7 Trustee</title><description>Depending upon the circumstances and the state your case is filed in, it may be possible to protect from Chapter 7 trustee life insurance proceeds inherited after case has been filed. Ronald Walck and Sharon Walck filed their Chapter 7 case June 10, 2009.</description><link>/blogdetails.aspx?id=6a01feec-4801-4f23-9e3d-4784c7fef858</link><pubDate>Tue, 07 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=6a01feec-4801-4f23-9e3d-4784c7fef858</guid></item><item><title>College Educated Debtor Able To Discharge Student Loans In Chapter 7 Bankruptcy</title><description>In re Janice R. Crawley is a Chapter 7 case filed by Ms. Crawley originally as a Chapter 13 bankruptcy on November 18, 2004 but subsequently converted to a Chapter 7 on May 3, 2005. Court allows Debtor to discharge student loans. </description><link>/blogdetails.aspx?id=80fd1a2d-6303-4cf2-afab-64585ccefab7</link><pubDate>Mon, 06 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=80fd1a2d-6303-4cf2-afab-64585ccefab7</guid></item><item><title>Can A Chapter 7 Trustee Undo A Mortgage Because Assignment Of Mortgage Is Allegedly Defective</title><description>The answer was no in the case of Dennis J. Richard and Amy Richard which was filed as a Chapter 7 bankruptcy on July 31, 2011 in the United States Bankruptcy Court District of Massachusetts Central Division.</description><link>/blogdetails.aspx?id=693cefe7-569a-4ca6-8ec3-899850313b03</link><pubDate>Sun, 05 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=693cefe7-569a-4ca6-8ec3-899850313b03</guid></item><item><title>Georgia Debtors Can Strip Mortgage Liens After Receiving Chapter 7 Discharge If Plan Filed In Good Faith</title><description>This particular decision involved two separate Georgia debtors. The first case involved In re: James Jennings and Rubye Jennings and the second case involved Bryce Hill and Dena Hill.</description><link>/blogdetails.aspx?id=f4affea9-db17-4ba5-adc3-125f73188057</link><pubDate>Sat, 04 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=f4affea9-db17-4ba5-adc3-125f73188057</guid></item><item><title>Find Out Why Connecticut Court Rules Debtors Can't Strip Second Mortgage In Chapter 20 Case</title><description>In this case, Debtors filed their Chapter 7 bankruptcy in Connecticut on July 30, 2009 and obtained their discharge in their Chapter 7 case on December 23, 2009. Debtors, Michael and Alice Sadowski, subsequently filed a Chapter 13 bankruptcy on June 2, 20</description><link>/blogdetails.aspx?id=606a2d9d-a67c-4c20-9a35-a3b6ed48ac37</link><pubDate>Fri, 03 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=606a2d9d-a67c-4c20-9a35-a3b6ed48ac37</guid></item><item><title>What Factors Does A Court Look To In Determining Whether A Second Mortgage Can Be Stripped In A Chapter 13 Case</title><description>The most important factor is whether there is any value to the lien which the lienholder holds. In the Nebraska bankruptcy case of Michael James Lyons and Sheila Margaret Lyons vs. The Bank Of New York Trust Company, the court held the lien which the mort</description><link>/blogdetails.aspx?id=450a4c7b-87e8-4d99-aa2a-0b9a810337be</link><pubDate>Thu, 02 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=450a4c7b-87e8-4d99-aa2a-0b9a810337be</guid></item><item><title>Attorneys Prohibited From Filing Chapter 7 Cases Unless Attorney's Fees Paid Up Front</title><description>The United States Trustee, Donald F. Walton, (hereinafter "UST") sued the law firm of Clark &amp; Washington, P.C. in United States Bankruptcy Court Middle District Of Florida Tampa Division over its fee attorney fee contract with its bankruptcy clients. </description><link>/blogdetails.aspx?id=ae83cb9e-8aaf-44ce-bb1e-1ba480093020</link><pubDate>Wed, 01 Feb 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=ae83cb9e-8aaf-44ce-bb1e-1ba480093020</guid></item><item><title>Debtor Undervalues Real Estate So Discharge Denied</title><description>In this  Chapter 7 bankruptcy case of Ed Edwards and Sally Edwards which was filed in the United States Bankruptcy Court Eastern District Of Kentucky Ashland Division the bankruptcy court denied Debtor's discharge based upon an undervaluation of real esta</description><link>/blogdetails.aspx?id=a7e7cfa3-4422-4664-af71-4b996ea774fd</link><pubDate>Tue, 31 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=a7e7cfa3-4422-4664-af71-4b996ea774fd</guid></item><item><title>Can Judgments Against Your Home Be Avoided In Chapter 7 Bankruptcy</title><description>Yes, but there are several technical issues which may arise when trying to avoid a single or multiple judgments in your Chapter 7 bankruptcy case. </description><link>/blogdetails.aspx?id=f63674fc-5235-4519-b9ba-4ca3edb025cd</link><pubDate>Mon, 30 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=f63674fc-5235-4519-b9ba-4ca3edb025cd</guid></item><item><title>Can A Chapter 7 Debtor Take A Mortgage Deduction On The Means Test For A Home They Are Surrendering? </title><description>At least one bankruptcy court has said yes.</description><link>/blogdetails.aspx?id=7d06af2b-636b-4b62-9a5c-586e0257be60</link><pubDate>Sun, 29 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=7d06af2b-636b-4b62-9a5c-586e0257be60</guid></item><item><title>Iowa Debtor Not Allowed To Exempt Accrued Income Tax Refund Under Garnishment Statutes</title><description>Debtor Pamela White filed her Chapter 7 bankruptcy case on January 13, 2011 in the United States Bankruptcy Court For The Northern District Of Iowa.</description><link>/blogdetails.aspx?id=9eb5a737-c3cb-49a2-9daf-e91b909b2e74</link><pubDate>Sat, 28 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=9eb5a737-c3cb-49a2-9daf-e91b909b2e74</guid></item><item><title>Are You Liable For Homeowner's Association Dues After Your Case Is Filed</title><description>The answer may depend upon whether you still live in the property. In this Utah Chapter 13 bankruptcy case filed by Andrew Jackson Colon and Brianna Suzanne Colon the Court ruled that Debtors were not responsible for post-petition HOA dues. </description><link>/blogdetails.aspx?id=d5734ee9-7f57-4c95-8c21-070a65eb860b</link><pubDate>Fri, 27 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=d5734ee9-7f57-4c95-8c21-070a65eb860b</guid></item><item><title>Court Denies Debtor Discharge For Failing To Disclose Purchase Agreement And Transfer To Son</title><description>Lucia K. Sims filed for Chapter 7 bankruptcy on April 23, 2010 in the United States Bankruptcy Court For The Eastern District Of Tennessee. About eight months prior to filing she had sold her home in New Jersey and received about $162,000.00 in proceeds a</description><link>/blogdetails.aspx?id=2045a581-47d7-4846-9f8e-c38a79d50ac9</link><pubDate>Thu, 26 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=2045a581-47d7-4846-9f8e-c38a79d50ac9</guid></item><item><title>Find Out Why Florida Bankruptcy Court Finds Debtors’ Chapter 7  Abusive Under Three Code Sections</title><description>Mr. Thomspon had been a systems engineer at a telecommunications company before October 2010 and was earning a salary of $120,000.00 annually and had bonus income of about forty percent of his salary.</description><link>/blogdetails.aspx?id=76ccfa6c-e69b-4b2b-9e7b-404ff4da81b8</link><pubDate>Wed, 25 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=76ccfa6c-e69b-4b2b-9e7b-404ff4da81b8</guid></item><item><title>Court  Finds Credit Counseling Requirement To Be A Monumental Waste Of Time And Money</title><description>In this particular Chapter 7 bankruptcy case, In re Marilyn J. Peinado &amp; Luis H. Peinado, Western District of Texas San Antonio Division, the judge determined that the pre-filing counseling class was a waste of time and money for the Debtors.</description><link>/blogdetails.aspx?id=b7bd8219-b1cc-4d2b-9cb2-af6039cce61d</link><pubDate>Tue, 24 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=b7bd8219-b1cc-4d2b-9cb2-af6039cce61d</guid></item><item><title>Can Your Chapter 7 Discharge Be Revoked?</title><description>The short and simple answer is that  a debtor’s chapter 7 discharge may in fact be revoked under certain Bankruptcy Code sections</description><link>/blogdetails.aspx?id=881d2e4f-bbf5-46d4-b870-09361f026014</link><pubDate>Mon, 23 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=881d2e4f-bbf5-46d4-b870-09361f026014</guid></item><item><title>Can An Inherited IRA Be Protected From A Chapter 7 Trustee?</title><description>The answer depends upon the state where your case is filed. If you file chapter 7 bankruptcy in Michigan, then based upon In re Kelli A. Kelso you may well be able to exempt an inherited IRA.</description><link>/blogdetails.aspx?id=274ca09c-efc6-441c-9cd2-69f650a85ba1</link><pubDate>Sun, 22 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=274ca09c-efc6-441c-9cd2-69f650a85ba1</guid></item><item><title>Learn How Chapter 7 Trustee Wipes Out Mortgage In Bankruptcy </title><description>The predecessor mortgage  company, Washington Mutual Bank, FA filed its mortgage incorrectly against the residence because the mortgage was recorded in MaComb County.</description><link>/blogdetails.aspx?id=65517316-051e-419f-8d8f-6205c748b21d</link><pubDate>Sat, 21 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=65517316-051e-419f-8d8f-6205c748b21d</guid></item><item><title>New Jersey Court Rules Distressed Property Values To Be Considered  In Real Estate Appraisals</title><description>In the Chapter 13 bankruptcy case of Harry and Crystal Loftin, the debtors sought to cram down the second mortgage held by Wells Fargo.</description><link>/blogdetails.aspx?id=7125cf6b-45e5-42f5-b96e-c0a319d77b23</link><pubDate>Fri, 20 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=7125cf6b-45e5-42f5-b96e-c0a319d77b23</guid></item><item><title>Debtor Held Personally Liable For American Express Corporate Card</title><description>Find Out Why Debtor Held Personally Liable For Credit Card In Pennsylvania Chapter 13 Bankruptcy</description><link>/blogdetails.aspx?id=de23bfb6-9f06-4806-9271-be3bccd4a737</link><pubDate>Thu, 19 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=de23bfb6-9f06-4806-9271-be3bccd4a737</guid></item><item><title>Debtor Can’t Discharge Debt Incurred By Embezzlement</title><description>In the Nebraska Chapter 7 bankruptcy case of Robert T. Adams the court ruled that he could not discharge a debt which was based upon his embezzlement.</description><link>/blogdetails.aspx?id=9dfae08a-2945-4765-a1cc-d796a1995cab</link><pubDate>Wed, 18 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=9dfae08a-2945-4765-a1cc-d796a1995cab</guid></item><item><title>Debtors Not Allowed To Discharge Debt In Chapter 7 To Wedding Planner Because Of Their False Pretenses</title><description>As the Callahans discovered, not all debts may be wiped out in a bankruptcy chapter 7 case where deception and false pretenses are involved.</description><link>/blogdetails.aspx?id=38a3a0ce-9533-4795-84fd-56d82fcd0935</link><pubDate>Tue, 17 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=38a3a0ce-9533-4795-84fd-56d82fcd0935</guid></item><item><title>Can A Debtor Who Does Not Own A Residence Avoid A Judgment Against  The Home? </title><description>In the chapter 7 bankruptcy of Vincent Scotti and Marguerite Suzanne Scotti which was decided by the bankruptcy judge in the District of South Carolina on September 30, 2011 the court ruled that the debtor husband who did not have title to the home could </description><link>/blogdetails.aspx?id=e24b2c92-ce97-4569-8723-563571c82eef</link><pubDate>Sat, 14 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=e24b2c92-ce97-4569-8723-563571c82eef</guid></item><item><title>Is Your Pension Protected If You Withdraw The Money And Deposit  The Funds Into Your Bank Account?</title><description>The answer is that it is you may lose your pension if you withdraw it and deposit it into your checking account. </description><link>/blogdetails.aspx?id=fc426d39-ecaf-4ebb-8b79-8a7a2d7e76cf</link><pubDate>Fri, 13 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=fc426d39-ecaf-4ebb-8b79-8a7a2d7e76cf</guid></item><item><title>When Is The Value Of Your Home Determined For Purposes Of Stripping  A Mortgage? </title><description>In re: Audrey Thomas was a chapter 13 bankruptcy case decided October 2, 2011 in the Eastern District Of Michigan Southern Division.  The issue in this case was at what point in time should a debtor’s residence be valued for purposes of stripping a lien. </description><link>/blogdetails.aspx?id=33fc2c16-1097-4a00-a43f-66058f3bdd0f</link><pubDate>Thu, 12 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=33fc2c16-1097-4a00-a43f-66058f3bdd0f</guid></item><item><title>Can You Claim A Homestead Exemption In A Home You Do Not Live In? </title><description>In the case of Hye Goulakos which was decided by the bankruptcy court in the District Of Massachusetts Central Division, the court ruled that Ms. Goulakos could claim a homestead exemption in her chapter 7 bankruptcy. </description><link>/blogdetails.aspx?id=adbb5063-b927-4097-bb8e-9d6a47aa9095</link><pubDate>Wed, 11 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=adbb5063-b927-4097-bb8e-9d6a47aa9095</guid></item><item><title>Is Your Income Tax Refund Protected If  You File Bankruptcy?</title><description>The short and simple answer is if your Chapter 7 case is not properly planned you may lose your income tax refund.</description><link>/blogdetails.aspx?id=4c6fdc6b-fe46-42c7-8922-e52bbd748883</link><pubDate>Tue, 10 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=4c6fdc6b-fe46-42c7-8922-e52bbd748883</guid></item><item><title>Can Your Chapter 7 Bankruptcy Be Dismissed If Your Non-Filing Spouse Refuses To  Dislcose Their Income?</title><description>Yes, under certain conditions.</description><link>/blogdetails.aspx?id=6e46d5d0-dcdb-49f5-b11d-00375cc27411</link><pubDate>Mon, 09 Jan 2012 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=6e46d5d0-dcdb-49f5-b11d-00375cc27411</guid></item><item><title>Can A Chapter 7 Trustee Take Back Any Charitable Contributions You Have Made?</title><description>The answer really depends upon the circumstances. In the case of David S. Wadsworth, Chapter 7 Trutstee v. The Word Of Life Christian Center, the trustee sought to undo certain charitable contributions which the McGoughs had made to their church in 2009.</description><link>/blogdetails.aspx?id=c7fbc69e-709f-4dfa-84a2-ded12e8ff929</link><pubDate>Tue, 27 Dec 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=c7fbc69e-709f-4dfa-84a2-ded12e8ff929</guid></item><item><title>Can Your Home Be Sold In Bankruptcy If You Don’t File Bankruptcy But Your Spouse Files Bankruptcy?</title><description>Depending upon your actual circumstances, the answer is yes that a chapter 7
trustee could sell your home which is jointly owned by you and your spouse even though
you did not file bankruptcy.</description><link>/blogdetails.aspx?id=ad2eed6e-0d6a-42d4-a7d7-b7b0c52d5019</link><pubDate>Mon, 28 Nov 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=ad2eed6e-0d6a-42d4-a7d7-b7b0c52d5019</guid></item><item><title>Does Your Mortgage Company Have Proper Documentation To Legally Foreclose?</title><description>There have been numerous news stories about the fact that many mortgage companies to not have the proper paperwork in order to foreclose legally.</description><link>/blogdetails.aspx?id=2a329170-197b-4b63-92fb-f9c842f3510a</link><pubDate>Fri, 28 Oct 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=2a329170-197b-4b63-92fb-f9c842f3510a</guid></item><item><title>Can Debts Owed To Your Former Spouse Be Wiped Out In A Chapter 7 Bankruptcy? </title><description>Generally speaking if you file a Chapter 7 case you won’t be able to wipe out debts owed to your former spouse. </description><link>/blogdetails.aspx?id=bc7975fd-c083-4c26-8d4e-a11bcb29cacb</link><pubDate>Wed, 19 Oct 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=bc7975fd-c083-4c26-8d4e-a11bcb29cacb</guid></item><item><title>What Is And Why Is A Domestic Support Obligation Important? </title><description>If an obligation is deemed to be deemed in the nature of domestic support, then the obligation may not be discharged or wiped out in a bankruptcy case. </description><link>/blogdetails.aspx?id=ad14838d-d906-4893-86bb-d9ba46f5d691</link><pubDate>Thu, 22 Sep 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=ad14838d-d906-4893-86bb-d9ba46f5d691</guid></item><item><title>Can Your Chapter 7 Case Be Dismissed If You Are Under Median Income? </title><description>The short and simple answer is yes. Most people believe if you are under your state’s median income, your case may not be dismissed. However, that clearly is not the case as the court noted in In Re John M. Lanza and Susan P. Lanza, March 25, 2011. </description><link>/blogdetails.aspx?id=316828da-8c89-4658-a773-4d71686eb59a</link><pubDate>Wed, 17 Aug 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=316828da-8c89-4658-a773-4d71686eb59a</guid></item><item><title>Determining Household Size Can  Be Critical To Your Case</title><description>In the case of Kendrick Sylvester Robinson, Sr. the issue before the court was how to make the proper determination of the debtor’s household size for his Chapter 13 case.</description><link>/blogdetails.aspx?id=7c4d7c2e-4a04-4eb4-8b04-707cbca30e8e</link><pubDate>Mon, 18 Jul 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=7c4d7c2e-4a04-4eb4-8b04-707cbca30e8e</guid></item><item><title>Is Support Of Your Mother In  A Separate Residence A Reasonable  Expense In A Chapter 7 Bankruptcy Case? </title><description>Whenever a person files for Chapter 7 bankruptcy relief, you are allowed to include “reasonable” expenses in filing your Chapter 7 bankruptcy petition. </description><link>/blogdetails.aspx?id=79581253-622f-4d6b-af00-40b3b3ca9b83</link><pubDate>Mon, 27 Jun 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=79581253-622f-4d6b-af00-40b3b3ca9b83</guid></item><item><title>Social Security Income, Means Test, and Disposable Income</title><description>In filing any bankruptcy case, a client must undergo what is known as means testing. That is, all income earned by the client in the preceding six  months of filing their bankruptcy petition must be included on Form 22 of the schedules.</description><link>/blogdetails.aspx?id=51137976-1b31-4a7e-88ac-a2826239bc5b</link><pubDate>Thu, 16 Jun 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=51137976-1b31-4a7e-88ac-a2826239bc5b</guid></item><item><title>Determining The Value Of Your Vehicle In Bankruptcy</title><description>When filing a bankruptcy you will be asked to place a value on your automobile,
truck, or other vehicle.</description><link>/blogdetails.aspx?id=9743cf01-229d-4a61-b6fd-b587499abb35</link><pubDate>Tue, 31 May 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=9743cf01-229d-4a61-b6fd-b587499abb35</guid></item><item><title>Can A Personal Guaranty Be Discharged In A Chapter 7 Bankruptcy Case?</title><description>When a business goes south and a small business owner is contemplating filing for
bankruptcy protection, the question becomes whether the personal guaranties can be
wiped out in the Chapter 7 case.
</description><link>/blogdetails.aspx?id=7b82164b-6b49-47ba-a193-79d31d8b98ba</link><pubDate>Tue, 17 May 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=7b82164b-6b49-47ba-a193-79d31d8b98ba</guid></item><item><title>Property Taxes And Tax Liens</title><description>In the context of a bankruptcy filing, clients frequently ask what happens to a property tax lien if they file a bankruptcy case. In the case of Marc and Donita Bouton, the court answered that the county had a valid enforceable tax lien.</description><link>/blogdetails.aspx?id=b69be71c-4d7e-4b3a-97c1-7765eb9da51e</link><pubDate>Fri, 29 Apr 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=b69be71c-4d7e-4b3a-97c1-7765eb9da51e</guid></item><item><title>Can Creditors Be Sued For Trying To Collect Debt After You File For Bankruptcy</title><description>Whenever a person files for Chapter 7 bankruptcy protection, an automatic injunction is issued in favor of the debtor.</description><link>/blogdetails.aspx?id=1a447efc-8fcf-4d32-b413-4ea6591c1bc3</link><pubDate>Wed, 27 Apr 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=1a447efc-8fcf-4d32-b413-4ea6591c1bc3</guid></item><item><title>Chapter 7 Bankrupcy Procedure - Importance of attending Your Meeting of Creditors Hearing</title><description>Here is a quick tip on the importance of attending your meeting of creditors hearing when filing a chapter 7 bankruptcy case.</description><link>/blogdetails.aspx?id=28db1d99-7182-4ad1-af27-4c5d4a4a3fea</link><pubDate>Mon, 11 Apr 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=28db1d99-7182-4ad1-af27-4c5d4a4a3fea</guid></item><item><title>Can You Keep Your House If You File For Chapter 7 Bankruptcy?</title><description>The do's and dont's of filing bankruptcy and trying to keep your home.</description><link>/blogdetails.aspx?id=9074b9ab-9e17-41f3-8070-88bfceb3e3f4</link><pubDate>Fri, 08 Apr 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=9074b9ab-9e17-41f3-8070-88bfceb3e3f4</guid></item><item><title>Discharging Your 2nd/3rd Mortgages: What You Need To Know</title><description>Can You Wipe Out A Second Or Third Mortgage In Bankruptcy?</description><link>/blogdetails.aspx?id=9687d10d-f97c-4468-b717-2da64d561775</link><pubDate>Fri, 18 Mar 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=9687d10d-f97c-4468-b717-2da64d561775</guid></item><item><title>Student Loans, Undue Hardship, And Chapter 7 Bankruptcy: What You Need To Know</title><description></description><link>/blogdetails.aspx?id=b7d45854-34a4-43df-8d54-e721b639fdec</link><pubDate>Sun, 06 Mar 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=b7d45854-34a4-43df-8d54-e721b639fdec</guid></item><item><title>What Happens To A Tax Lien If You File Bankruptcy </title><description></description><link>/blogdetails.aspx?id=e08525a8-e5b2-44e3-83de-a8281c86ed22</link><pubDate>Mon, 28 Feb 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=e08525a8-e5b2-44e3-83de-a8281c86ed22</guid></item><item><title>Seven Myths Concerning Chapter 7 Bankruptcy</title><description>Thinking about filing for bankruptcy?  Be aware of these seven myths.</description><link>/blogdetails.aspx?id=2475551d-f1c8-43b0-8e22-869360b0cc29</link><pubDate>Fri, 14 Jan 2011 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=2475551d-f1c8-43b0-8e22-869360b0cc29</guid></item><item><title>Filing Chapter 7 Bankruptcy - Talk Law Radio Show Transcript</title><description></description><link>/blogdetails.aspx?id=d1fd77e5-1e8c-476a-b91e-f0964b0832cf</link><pubDate>Fri, 10 Dec 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=d1fd77e5-1e8c-476a-b91e-f0964b0832cf</guid></item><item><title>When To File Chapter 7 Bankruptcy - Talk Law Radio Show Transcript</title><description></description><link>/blogdetails.aspx?id=4388a080-0ec4-45f4-a7a8-601a0e0d5044</link><pubDate>Tue, 16 Nov 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=4388a080-0ec4-45f4-a7a8-601a0e0d5044</guid></item><item><title>Differences Between Chapter 7 and Chapter 13 Bankruptcy - Talk Law Radio Show Transcript</title><description></description><link>/blogdetails.aspx?id=c25270b8-3248-4c06-b8e8-8481a964dbbe</link><pubDate>Mon, 25 Oct 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=c25270b8-3248-4c06-b8e8-8481a964dbbe</guid></item><item><title>What Is Chapter 7 - 2009 Talk Law Radio Show Transcript</title><description></description><link>/blogdetails.aspx?id=21c3de7c-0f7f-46d7-8333-7d969a5cdd9d</link><pubDate>Tue, 05 Oct 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=21c3de7c-0f7f-46d7-8333-7d969a5cdd9d</guid></item><item><title>Discharging Unsecured Debt in Chapter 7 Bankruptcy – February 2010 Talk Law Radio Show Transcript</title><description></description><link>/blogdetails.aspx?id=509c806c-2b51-4f71-a99d-ab8314d9f969</link><pubDate>Fri, 24 Sep 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=509c806c-2b51-4f71-a99d-ab8314d9f969</guid></item><item><title>Difference Between Chapter 13 &amp;  Chapter 7 Bankruptcy - March 2010 Talk Law Radio Show Transcript</title><description></description><link>/blogdetails.aspx?id=bc34bab1-50a9-406c-82cd-ae349072e514</link><pubDate>Wed, 22 Sep 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=bc34bab1-50a9-406c-82cd-ae349072e514</guid></item><item><title>Filing Chapter 7 Bankruptcy - January 2010 Talk Law Radio Show Transcript</title><description></description><link>/blogdetails.aspx?id=f55419fe-e25a-4b07-88ee-0541dc954775</link><pubDate>Wed, 22 Sep 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=f55419fe-e25a-4b07-88ee-0541dc954775</guid></item><item><title>Chapter 7 Bankruptcy and Chapter 13 Bankruptcy Comparison – Video Transcript</title><description></description><link>/blogdetails.aspx?id=f5d59c1e-4c85-49ef-9ca9-80ff5b70dd3c</link><pubDate>Tue, 21 Sep 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=f5d59c1e-4c85-49ef-9ca9-80ff5b70dd3c</guid></item><item><title>Bankruptcy Filings Continuing To Rise In 2010</title><description>The effects of an uncertain economic climate on consumer bankruptcy filings in America</description><link>/blogdetails.aspx?id=1c96785a-4af3-4ecc-9a76-ae058f171903</link><pubDate>Thu, 02 Sep 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=1c96785a-4af3-4ecc-9a76-ae058f171903</guid></item><item><title>Income Taxes In A Chapter 7 Bankruptcy Case</title><description>Can You Wipe Out Your Income Taxes In A Chapter 7 Bankruptcy Case?</description><link>/blogdetails.aspx?id=ac67d825-17bf-441e-b5f5-195273d6870a</link><pubDate>Thu, 02 Sep 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=ac67d825-17bf-441e-b5f5-195273d6870a</guid></item><item><title>Bankruptcy and Social Security Disability Benefits</title><description>Are Your Social Security Disability Benefits Protected  If You File Chapter 7 Bankruptcy?</description><link>/blogdetails.aspx?id=0cdf8638-bd57-4118-8524-4fa0bc849d5d</link><pubDate>Tue, 24 Aug 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=0cdf8638-bd57-4118-8524-4fa0bc849d5d</guid></item><item><title>Bankruptcy Can Take a Toll on Your Assets...But Not Your Firearms</title><description>Learn about this provision which is in the process of being amended.</description><link>/blogdetails.aspx?id=5727b945-ebc9-4a30-b836-a12290900b1e</link><pubDate>Tue, 03 Aug 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=5727b945-ebc9-4a30-b836-a12290900b1e</guid></item><item><title>Bankruptcy and Student Loans</title><description>Bankruptcy and Student Loans. What You Need to Know.</description><link>/blogdetails.aspx?id=a22aacda-5335-4a19-9a28-e657b13ef01a</link><pubDate>Mon, 26 Jul 2010 07:00:00 GMT</pubDate><guid isPermaLink="true">/blogdetails.aspx?id=a22aacda-5335-4a19-9a28-e657b13ef01a</guid></item></channel></rss>
